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Not Inspected by local Fire or Building Inspector ? - It doesn't matter if your local inspector chooses to inspect one code or another. You are required by your insurance policy to comply with all codes, etc. So you choose not to comply : Do you want to risk not getting paid when you have an insurance claim? Do you want to risk the litigation if there is an injury / death?
Many towns / municipalities pick and choose which codes to enforce based on manpower and / or if a fine can be issued for non-compliance. The lack of local enforcement does not absolve ones responsibility to comply with this or any other State / Federal Fire Safety Code.